CIS CreditXPert Solutions

Credit AnalyzerCapture & close more loans with a full suite of scoring tools!
  • Turn declines into approves!
  • Offer the best terms, winning competitive show-downs!
  • Build relationships resulting in repeat business & increasing referrals.

Immediately uncover the best score for every applicant! You'll receive easy-to-follow, personalized action plans, with the flexibility to adjust the plan to maximize results. CIS offers several scoring tools, including:

Credit Assure™:  

identifies score potential points, by bureau, with every credit file!


  gain an average of 27 points per applicant! Wayfinder makes you a credit expert by instantly evaluating hundreds of options to give you the most impactful, cost-effective score improvement plan! Powerful new features include:
  • ability to change cash amount, number of accounts addressed, timeframe
  • understand likelihood of the plan's success
  • enhanced ability to view & share score plan with applicant and compare between credit bureaus

View a video on Wayfinder

What-If Simulator™:  

 test options to find the best plan for your borrower! Define the score impact from changing payment status, balance, utilization level; consolidating debt amounts; adding new account-types; adjusting time-frames; and more … unlimited simulations to find those best-suited for your applicant! Recent enhancements give clients even more powerful capabilities:
  • View the exact date a creditor reports to the credit bureaus. Use this information to decide which action plan to follow and when to re-pull credit, saving time & money!
  • Forecast the score impact of adding an authorized user credit card account.
  • Continue working from a previous simulation, including the score forecast and associated account changes! Use this feature to compare simulation results between bureaus and review with others.

View a tutorial on What-If Simulator


 simplifies Trended Data with a summary of revolving balance movement, payment patterns for revolving & installment accounts and a mid-score forecast.

Consistent use and follow-thru with scoring tools increases loan pipelines and closings, on average, 20-30% monthly!

Contact CIS for more information on CreditXPertTM scoring tools & customized action plans.

CIS completes ARIVE integration!
Protect your loans with Undisclosed Debt Notifications and close more loans!

Contact CIS
 for more information