CIS Rescore Report

Reveal the most accurate score for every borrower!  CIS Rescore delivers a competitive advantage to grow your business. Working from the most accurate score, leads to offering the best financing terms, which results in more closings & long-term, profitable relationships! CIS Rescore provides a means to quickly reflect the credit score impact of updated balances, deleted dispute remarks, recent payments, and other critical updates. CIS Rescore is fulfilled at the bureau level, reflecting the updated score within 3-5 days, or within 24 hours for rush orders! To prepare for a Rescore, use Wayfinder to reveal the most cost-effective and likely actions for score improvement or use the What-if Simulator to project the potential score improvement points.

To process a Rescore Report, very specific documentation must be uploaded with your request!

CIS Rescore Documentation Requirements

Rescore requests received after 3:00 p.m. are submitted to the bureau on the following business day. All documentation will be verified by the individual bureau. CIS will contact the client immediately if the bureau has any dispute with the documentation provided.           

The borrower’s credit file will immediately reflect the action processed once the Rescore request is completed. It is recommended to repull the credit file, immediately following the completed Rescore, as the change may be replaced with the previously reported information if the original creditor has not updated the data they send to the bureau. The borrower must follow-up with the creditor to ensure they are reporting the updated information.

CIS Dispute Removal Form

The Rescore Report does not guarantee a score increase. Many factors affect a credit score.

Online Rescore order instructions:
1. From the applicant's file, choose Request Repository Update, under Add-on Products.
2. Complete Repository Update Request. Click on the trade-line or public record & select action to complete.
3. Upload Supporting Documentation & Submit.

Contact CIS for more information on the Rescore Report.

CIS completes ARIVE integration!
Protect your loans with Undisclosed Debt Notifications and close more loans!

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