4506t Tax Verification

4506C Tax Return Verifications, TRV

online tax serviceThe IRS has released an updated 4506C form (no longer 4506T). The new request form can be used immediately and will be required for all new requests by May 1, 2021.

Verifies consumer income with the Internal Revenue Service

Identifies & prevents fraud

CIS pre-check nearly eliminates IRS rejections, providing cost savings

Industry-leading turn-time; all open requests traced daily

Electronically-signed & wet-signed request forms accepted

CIS 4506C integrated & approved for Fannie Mae’s Day 1 Certainty

Easy-to-ready transcripts delivered electronically

Transcripts include 1040 (consumer), 1120, 1120S, 1065 (business), W2 & 1099

Accurate, unbiased, third-party verified

Meets Freddie Mac, Fannie Mae & secondary market requirements

1-4 years of transcripts available

Fraud in mortgage applications is on the rise due to growing financial pressures, rising identity theft and pressure to secure lower rates to cut monthly payments. Experts in the lending industry note a 10% increase in mortgage application fraud in 2018 alone. The current estimate is that one in 109 mortgage applications includes a minimum of one element of fraud. CIS 4506C catches fraud and stops the surprises that result in delays & lost business from applicants with too much debt, too little cash flow and data discrepancies in their loan applications.

CIS leads the industry in delivering 4506C verifications due to a stringent quality control process that entails reviewing all requests prior to IRS submission. CIS immediately notifies the requestor of missing or illegible data, avoiding IRS rejections and saving time. CIS 4506C enables you to exceed deadlines, fulfill compliance requirements and confidently assess who you are doing business with and their ability to repay. In addition to personal tax transcripts, CIS also fulfills business tax transcript requests. CIS 4506C is approved for Fannie Mae’s Day 1 Certainty program.

Tips: Review 4506C ordering tips

Always upload the required 4506C request form with your request

Double-check the address on the 4506C form matches EXACTLY to the address used on the borrower tax return.

Do not edit the detail on line 5a of the 4506C request form as it contains the IRS mailbox identification for CIS Solutions.